Travel insurance benefits for savvy explorers

Our cover options come with a bunch of great travel insurance benefits

friends hiking through a forestSource: Getty

We get it – travel insurance plans need actually useful benefits to make them worth your hard-earned money.

Most trips are hassle-free. When they’re not, solid travel insurance benefits can make a somewhat painful situation a little less annoying.

If you’re a savvy traveller looking for a travel insurance plan that offers plenty of cover, here’s the good news: all our travel insurance plans have handy benefits to help you through tough times.

Whether you fall ill during an overseas trip, need to call 24/7 emergency assistance to find a good hospital nearby, rack up additional transport expenses because your trip has come to an unexpected (and annoying!) halt, or a combination of all of these, our cover can kick in to help you get back on track.

We even have cover for emergency repatriation costs, plus some COVID-19 scenarios you might find yourself in. (Yes, it still exists.)

And, if you’re on the fence about buying our cover and you’re worried you might change your mind later, that’s OK. We have a 21-day cooling-off period, so you’ve got a bit of time up your sleeve to make sure you’re happy with your purchase. (Just make sure you’re across the rules of our cooling-off period: you can only cancel your policy for a full refund if you haven’t made a claim, don’t intend on making a claim, and haven’t left home to go on your trip.)

Want to know more about the benefits of our travel insurance? Keep scrolling.

What does travel insurance include?

We can’t speak for all travel insurance providers and their plans. But we can tell you our Blue travel insurance plans have benefits that can help you out if things don’t go to plan during your holiday.

These include:

Overseas Emergency Medical and Dental Expenses

Cover for unexpected medical and dental costs overseas.

Additional Expenses

In case you rack up some unforeseen additional costs during your trip for a coverable reason.

24/7 Emergency Assistance

You can call us anytime you need emergency assistance.

Rental Car Insurance Excess*

Cover for up to $10,000 of your rental car insurance excess if your rental car is stolen or damaged.

Personal Liability

If you get into a legal pickle, we may be able to help pay for unintentional property damage, injury or death.

COVID-19 Benefits

Some cover for COVID-19 scenarios while travelling.

Amendment or Cancellation Costs*#

In case you have to cancel or change parts of your trip for a coverable reason.

Luggage and Personal Effects#

This cover can kick in if your luggage or personal items are lost or stolen.

Travel Documents, Passports, Credit Cards*

For if you lose, or have stolen, your passport, credit cards or travel documents.

Delayed Luggage Allowance*

If your luggage is delayed for more than 12 hours, we can give you an allowance to buy essentials.

Hospital Incidentals

You can claim for some things like calls or magazines if you’re in hospital.

Travel Delays*

We can reimburse you for additional costs if your pre-booked transport is delayed more than six hours.

*Not available on the international Essentials plan. 
#$5,000 total cover for luggage and personal effects can be added for an extra cost on the International Essentials plan. 
Limits, sub-limits, conditions and exclusions apply.

This is just a summary of our travel insurance benefits. So, don’t forget to read our Product Disclosure Statement (PDS) in full to learn more about our benefits, and understand their limits, sub-limits, conditions and exclusions.

Can I pay for more travel insurance benefits?

Yes, you can! We have a handful of options that can help you tweak your cover to match your trip. You can add them to your policy (for a fee) easily online, and then enjoy a dose of peace of mind knowing your exciting holiday activities are insured.

These include:

Cruise Cover

You’ll need to add this if you’re travelling on a sea- or ocean-going cruise on your trip.

Snow Sports Cover

You can choose from two levels of cover for your skiing and snow sport adventures on the international Premier plan.

Motorcycle Riding Cover

You can add this if you’re driving a motorcycle or riding one as a passenger on your trip.

Adventure Activities Cover

You can choose this if the adventure activities you’re planning aren’t automatically covered.

These cover options all have conditions and exclusions, so don't forget to read the PDS before you buy. It’s up to you to understand what you are and are not insured for.

Who is Blue?

We first launched in Ireland in 2003, and have been covering savvy travellers from Ireland and the UK since. We've even won a bunch of awards for our insurance products. Now, we’re here in Australia (with backing by Zurich), to give you another reliable travel insurance option.

Ready to make the most of our travel insurance and its handy benefits?